Truck and Trailer

Purchase your next truck or trailer with Auto Car Finance

It's never been
this easy!


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Truck & Trailer Finance with us

At Auto Car Finance, we know from experience that when it comes to truck and trailer finance, one size rarely fits all. In fact, given the range of heavy vehicle finance options available, it pays to have one of our experts in your corner.

Whether you’re looking for a delivery truck, prime mover, refrigerated trailer, light commercial vehicle, or any other heavy vehicle, our equipment finance specialists can help you find a competitively priced loan tailored to meet your business objectives.


Low-Interest Financing

You’ll enjoy flexible, tailored financial solutions to help grow your business.


The Right Fit

Our team of equipment specialists can help you choose the right lending model for your business.


Obligation Free Consultation

We offer easy-to-follow advice outlining exactly what you’ll need to do to have your loan approved.


Your repayments will be made using a combination of your pre and post-tax salary, reducig your taxable income and saving you a thousands at tax time.


A novated lease includes your vehicle’s running costs such as fuel, servicing and tyres. You’ll have to pay for these expenses regardless – so it make sense to use your free tax salary to pay for them, further reducing your taxable income.


You’ll enjoy GST excluded from both the purchase price and running costs of your car.

Why finance the purchase of
a heavy vehicle?

There are many reasons to finance the purchase of a heavy vehicle. You may need a particular model to meet project requirements, you may be looking to grow your business through capital investment, or, you may be upgrading or updating models. So long as you can put forward a solid business case – something we can help you with – lenders are generally willing to back you.

What are the different finance models available for truck and trailer purchases?

There’s a range of different lending models available for financing truck and trailer purchases. Which one is right for you depends on the type of truck or trailer you’re looking to finance and the individual needs of your business. Our team of equipment finance specialists can help you choose the right one.

Some of the more common finance models include:

Finance lease

Similar to hire purchase, although in this instance, ownership does not automatically transfer to the borrower at the end of the lease period. At this point, the borrower can generally elect to purchase the vehicle or re-finance, upgrading to a newer model. 

Chattel mortgage

In this case, the purchaser/borrower owns the truck or trailer from the start, putting it up as primary security for the loan used to pay the purchase price. Once the full amount of the loan has been repaid, the security over the vehicle is discharged.

Which heavy vehicle
will lenders finance?

Our team of equipment finance specialists have industry contacts that offer finance for a wide range of heavy vehicles. 

Some of the truck and trailer models we commonly arrange finance for include:

  • Small, medium and large delivery trucks
  • Prime movers and long haulers
  • Specialised trucks, such as concrete trucks, crane trucks and tip trucks
  • Refrigerated trailers
  • Tool box trailers
  • Freight and long haul trailers
  • Specialised trailers such as tankers, car carrier trailers, livestock trailers, dolly trailers, hazardous materials trailers and bulk materials trailers
  • Custom built trailers

Whatever truck or trailer you’re looking to add to your fleet, we can help you find the right lender.

How do I get started?

If you’re looking to grow your business by financing the purchase of one or more heavy vehicles, start by calling Auto Car Finance on 1300 547 226. After an initial obligation-free consultation, we’ll advise you on the appropriate loan for your purchase and provide a detailed quotation outlining all associated costs. We’ll also offer easy-to-follow advice outlining exactly what you’ll need to do to have your loan approved.

If you subsequently proceed with an application, we’ll be there to help you every step of the way.

Discover How You Can Make Some Smart Savings

On your next purchase with our FREE guide: Novated leasing made simple

Simply by paying for things a little differently, you can stand to save thousands! The FREE Guide details everything you need to know about a Novated Lease to get started. It's the smarter way to finance your next purchase.

We don't give it out to strangers though - Fill in your details below and download the FREE guide to learn more.

    Please contact us on 1300 547 226 for a No Obligation, FREE Quote, and Approval! Or, simply contact us today for a 5-minute callback.