Buying and Selling Vehicles

Trust Auto Car Finance to help you with the purchase of your next

It's never been
this easy!


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New Car
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What is involved?

Buying a new car is a significant financial decision – and one that you’re likely to make many times. On average, Australians buy a car about every six years.

Your vehicle is likely to be one of your largest assets. However, if you’re like most people, you don’t put nearly as much time or effort into achieving the best outcome when buying a new car as you might when purchasing another expensive asset.

At Auto Car Finance, we work with you to achieve the best deal when you’re buying a new car. We’re auto industry specialists – our knowledge and relationships allow us to get you into your next car fast, at a price that’s much lower than the best advertised deal.


Why buy your next car with Auto Car Finance?

At Auto Car Finance, we’ll achieve a better price for your new car and a higher value for your trade-in. Working with our nationwide network of franchise and factory dealers, we find the car you want and negotiate on your behalf to obtain a better sale price than you can as an independent buyer. Best of all, our service is free for our buyers to use – we bill the dealer for finding them a sale, but there’s no cost to you.

We specialise in saving our customers thousands when they purchase a new car. We understand car dealers’ sales processes, margin structures and negotiation tactics because we’re in the market every day. We buy hundreds of cars every month, which gives us access to fleet discounts and preferential pricing.

Save time, money and hassle

Working with Auto Car Finance will save you time, money and hassle.

We’ll find exactly the car you’re looking for – at a much lower price than you’re likely to achieve from a dealer. As well as achieving a better purchase price, you’ll avoid the time and hassle that’s usually associated with buying a new car. No driving from car yard to car yard, trying to avoid the hard sell, and negotiating with salespeople offering tiny discounts.

We’ll negotiate on your behalf and organise test drives, finance, purchase paperwork and delivery for any make, any model, Australia-wide. We don’t work on commission – our focus is on getting you the best deal.

How it works?

Why Auto Car Finance?

At Auto Car Finance, we’re serious about customer service. When you work with us, you can expect market-leading rates and a rewarding, hassle-free experience.

We’re proud to maintain a 5-star Google rating and even more pleased that 68% of our business is via referrals from satisfied clients.

Need to know: Trade-ins

You’ll generally achieve a higher sales price if you sell your car privately; however, the hassles associated with this approach mean that trading in your vehicle is an increasingly popular option. Selling privately is time-consuming, and timewasters abound.

Many people don’t realise that if you decide to trade your car in, the dealership that you’re buying your new car from is likely to give you the lowest purchase price. If you’ve negotiated a reasonable price on your new car, they’re likely to offer a low value for your trade-in; if you’ve managed to negotiate a solid value for your trade-in, they’ll build their “lost” revenue into the purchase price of your new car.

For this reason, we recommend that you keep the purchase of your new car separate from the trade-in of your existing vehicle. Better yet, let our trade-in experts work across our network to achieve the best price for your trade-in.

Need to know: Car Finance

If you’re financing your new car – that is, not buying it outright – there are several variables that you should understand before you sign a contract. Ensure you’re clear on the following aspects and what they mean for you.

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Purchase price

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Step 1

01We’ll chat with you about the make and model of car you’d like and run through all the options to ensure your new car is exactly what you’d intended. From the colour to transmission and engine size, and features like keyless entry, forward and rear cameras and upgrade packs, we’ll take you through a comprehensive checklist so that nothing’s missed.

Step 2

02We’ll send your specifications to several trusted dealers and ask for their most competitive price. Then we present the best deal to you.

Step 3

03If you decide to go ahead, we’ll take a small deposit and arrange to buy your new car. If you need car finance or insurance, we can help with that too – we work with some of Australia’s largest finance and insurance providers and enjoy significant savings which we share with you.

Step 4

04If you have an existing car to trade in, we’ll get you the best outcome by asking our trusted used car dealer network for a valuation. (We deal with your trade-in separately to your new car purchase, which allows us to obtain a better trade-in value).

Step 5

05Your new car – which you’ve bought at much less than the advertised ‘driveaway price’ – will arrive on your doorstep with a full tank of fuel.  

Using Auto Car Finance is a smarter, more affordable way to buy your next car.

Purchase price

01This is the largest factor that will impact your repayments. Auto Car Finance can negotiate a significant discount on the purchase price of your new car, reducing your repayments over the life of your car loan.


02A larger deposit will reduce your repayments but means a more substantial financial outlay at the outset.

Trade-in value

03If you’re trading in an existing car, many people choose to put this amount towards your new car deposit. We can help you to maximise your trade-in’s value.

Loan term

04Do you plan to keep your car for 3 years, 5 years, or longer? It can be tempting to agree a longer loan term to keep your repayments down, but this may leave you exposed to early termination fees if you sell the vehicle before the finance period has ended.


05An important aspect that’s often overlooked. Your balloon payment should represent what your car is worth at the end of the loan term – or preferably less than the vehicle’s value. You’re liable for the balloon payment, even if you sell the car for less.

Interest rate

05Your interest rate will depend on the amount you’re financing, the loan term, and your risk profile. Auto Car Finance has access to the lowest rates from almost every lender in Australia and can ensure you get a great deal.

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    Please contact us on 1300 547 226 for a No Obligation, FREE Quote, and Approval! Or, simply contact us today for a 5-minute callback.