1300 547 226
1300 547 226

Yellow Goods Finance

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Finance your Yellow Goods with us

If you operate in the construction, earthmoving, mining, or agricultural industries, yellow goods are essential to getting the job done properly. But just as you need the right machinery for each project, achieving your business goals requires the right loan to finance yellow goods purchases.

At Auto Car Finance, we pride ourselves on going the extra mile for our clients. Our equipment finance specialists combine in-depth industry knowledge with a detailed understanding of the various finance models offered by lenders.

If you are looking to grow your business through the purchase of yellow goods, our team of experts are here to help. Whether you are in the market for an excavator, loader, grader, dozer, agricultural equipment or a crane, we can assist you to find a loan that is perfectly tailored to your business objectives.

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Low-Interest Financing

You’ll enjoy flexible, tailored financial solutions to help grow your business.

02

The Right Fit

Our team of equipment specialists can help you choose the right lending model for your business.

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Obligation Free Consultation

We offer easy-to-follow advice outlining exactly what you’ll need to do to have your loan approved.

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To say thanks for helping us to grow, our referral program aims to give back.

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We’re always looking for opportunities to partner with like-minded organisations to support them – and their employees.

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Read the latest news from us, on our industry and tips for your new vehicle finance.

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Why finance the purchase of
yellow goods?

There are many good reasons for businesses to finance the purchase of yellow goods. You may need a particular piece of machinery to meet project requirements., you may be looking to grow your business through capital investment, or, you may be upgrading or updating models. Whatever the reason, so long as you can put forward a good business case – something we can help you with – lenders are generally willing to back you.

What are the different lending models available for financing yellow goods?

There are a range of different lending models available for financing yellow goods. Which one is right for you depends on the type of earthmoving equipment you are looking to purchase and the individual needs of your business. 

Some of the more common finance models include:

Finance Lease

Under this model, the lender owns the equipment for the life of the loan, leasing it to the borrower. At the end of the lease period, ownership does not automatically transfer, but the borrower can generally elect to purchase the yellow goods. Alternatively, a borrower can elect to re-finance and upgrade to a newer model. This works well for businesses with longterm requirements for yellow goods.

Chattel Mortgage

In this instance, the borrower owns the yellow goods from the start, putting these up as primary security for the loan used to pay the purchase price, much like a real estate mortgage. Payment terms can be flexible. For example, if a borrower wants to reduce the amount of monthly repayments, this can be done by allocating a larger residual amount to be paid at the end of the loan period (sometimes called a balloon payment). Once the full amount of the loan has been repaid, the security over the yellow goods is discharged.

Each of these lending options allocates risks differently and has various costs and benefits associated with it. Our team of experts can help you find the best model for your business.

What types of yellow goods are lenders willing to finance?

Our team of equipment finance specialists have industry contacts that are willing to finance the purchase of most types of yellow goods. 

We regularly arrange finance for the purchase of:

  • Excavators and Loaders
  • Graders, Dozers and Backhoes
  • Agricultural and Farming Equipment
  • Forklifts and Access Equipment
  • Construction Equipment and Cranes

Whatever yellow goods your future business plans require, we can help you find the right lender.

How Do I Get Started?

If you are looking to grow your business by financing the purchase of yellow goods, start by calling Auto Car Finance on 1300 547 226. After an initial obligation-free consultation, we will advise you on the appropriate loan for your purchase and provide a detailed quotation outlining all associated costs. We will also offer easy-to-follow advice detailing what you will need to have your loan approved.

If you proceed with an application, we’ll be there to help every step of the way

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    Please contact us on 1300 547 226 for a No Obligation, FREE Quote, and Approval! Or, simply contact us today for a 5-minute callback.