Lo Doc & Non - conforming Lending Solutions

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Lo Doc & Non-conforming Lending Solutions

 

 


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Borrowers queue up to refinance loans

 

Exit fee win rules ‘could hurt borrowers’

 

Big banks running scared from consumers
 

 

 

 

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SCENARIO
HOT LINE

 

If you need a quick opinion on a scenario call

NO Doc available

1st mortgage refinnace and 2nd mortgage no doc loans continue to be availble.  No code only.

Submit a scenario 24/7 - 1 Business Hour response

 

Lo Doc available
Residential to 85%, Commercial, Residential, Rural, Bad Credit, Mortgage arrears, Rural, Jumbo to $10m and development.
Submit a scenario 24/7 - 1 Business Hour response

 

• Unlimited Mortgage Arrears, defaults, Cash Out
• Lo Doc Rates from 6.66%  • 1st mortgages to $10m
• Specialist funding to $50m
• NO Doc refinnace to 80% Cat 1 ares only
• 85% Lo Doc - Self Cert.  Coded and Non Code
• Loan terms from 1 month to 30 years
• Set your own fee, Same Day Approval in many cases.
• 1 business hour response on most scenarios.

NB: Not all options are available on every product. We try to respond to all 1st Mortgage scenarios within 1 business hour.  Development Scenarios take longer.

 

Commercial and Rural Lo Doc from 8.25%


Commercial finance
Up to 80%, refinance only, Lo Doc, self declaration
From 8.25% pa interest only, 3 years term.
No construction or development. Adverse credit and arrears considered.
 
Rural finance
Up to 70% refinance only. Lo Doc, self declaration
From 8.25% pa interest only, 3 year term.
Adverse credit and arrears considered.  No farm mediation (NSW only).

 

NSW, Qld, ACT, Vic, Tas, SA only. Non Code applications only. Finance to approved persons only.  Terms and conditions do apply. Private lending. Early discharge 30 days notice or 1 months interest. No annual fees. 1% upfront commission.  No trail.
 

 

1st Mortgage - Lo Doc - Refinance to 80%

From 8.95% interest only 1-3 years - Private funds.
Unlimited cash out.  NO BAS, NO LMI and NO ABN.  
Non code and refinance only. East Coast and SA only.
Mortgage Arrears and credit issues ok (Rate may vary)
Residential and Commercial.
Submit a scenario 1 Business Hour response

 

Jumbo Loans to $10m

From 6.45% up to 30 years. Loans to $10m. 
Full doc to 80% Lo Doc to 60%
Unlimited cash out, No Clawbacks, Residential.
Submit a scenario 1 Business Hour response
 

Lo Doc to 85% - Non Code

Non Code up to 5 years, Residential Cat 1 areas only, no arrears
No BAS. Unlimited cash out Refinance only.
Submit a scenario 1 Business Hour response
 

Lo Doc to 85% - Code

Code up to 30 years, Residential no arrears
No BAS.Cash out.
Submit a scenario 1 Business Hour response

 

2nd Mortgage - Non Code - Lo Doc to 75%

From 18.95%pa up to 1 year - Private funds.
Loans to $1,000,000
Unlimited cash out, Mortgage Arrears and credit issues ok (Rate may vary)

Submit a scenario 1 Business Hour response
 

Rural Funding to 70%

From 8.25% Interest only 1-3 years
Non code and refinance only
Eastern States only, Mortgage Arrears and credit issues OK (Rate and LVR may vary) LVR may be lower in NSW.

Submit a scenario 1 Business Hour response

Australian Credit License

Australian Credit License: (ACL)# 387036 Authorized Credit Representative: (ACR)# 394390.  Ensure you only deal with a fully licensed company.  ASIC recently have regulated the industry to ensure ethical practice.  We are fully licensed and have been approved by ASIC to provide credit.  This ensures professional and fair trading policies.

Novated Leasing

At Auto Car Finance we specialise in novated leasing, our fleet management division will care for all your novated lease needs.  We can help arrange a national fleet discount on vehicle purchasing, aimed at saving you thousands on your purchase.  Due to our unique panel of lenders we can offer specialised financiers available to only a certain few.  Our team is fully qualified to provide client’s assistance with any type of loan from consumer to commercial.  The team at Auto Car Finance will work hard to find the best product for your needs.

Interst Rates From 7.57%

Interest rates from 7.57% for clients borrowing over $50,000.00 and meeting the correct lending criteria.  We finance anything from business fit outs, airplanes, helicopters, plant and equipment, if it can be financed we have the knowledge and experience to find the best product.

 

Australian Operated

Auto Car Finance are proudly 100% Australian owned and operated.  Contact us today to speak to one of our local representatives.
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