Personal Loans

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Commercial Hire Purchase (CHP)
Commercial hire purchase is a commercial product but may be appropriate for a person if they use the vehicle for business.

Novated Lease (Salary Packaging)
See Novated Lease.

Fully Maintained Novated Lease
See Fully Maintained Novated Lease.

Car Loan
A car loan or also referred to as a secured car loan, it is a simple transaction between the financier and the customer.  The financier purchases the vehicle and the customer agrees to make the repayments and associated costs.  The financier places an encumbrance on the vehicle which is removed at the end of the contract.  Benefits associated with this type of loan are higher government consumer protection laws and depending on the financier sometimes longer terms.  The disadvantages include less tax benefits and generally higher interest rates.

Personal Loan
A personal loan is similar to a car loan however the vehicle is not held as security.  With a personal loan you can realistically spend the money on whatever you choose.  The money is deposited directly into you bank account for you to spend as you wish.  Benefits associated include flexibility to buy older or imported vehicles, consolidation of old payouts on previous loans for example.

Australian Credit License

Australian Credit License: (ACL)# 387036 Authorized Credit Representative: (ACR)# 394390.  Ensure you only deal with a fully licensed company.  ASIC recently have regulated the industry to ensure ethical practice.  We are fully licensed and have been approved by ASIC to provide credit.  This ensures professional and fair trading policies.

Novated Leasing

At Auto Car Finance we specialise in novated leasing, our fleet management division will care for all your novated lease needs.  We can help arrange a national fleet discount on vehicle purchasing, aimed at saving you thousands on your purchase.  Due to our unique panel of lenders we can offer specialised financiers available to only a certain few.  Our team is fully qualified to provide client’s assistance with any type of loan from consumer to commercial.  The team at Auto Car Finance will work hard to find the best product for your needs.

Interst Rates From 7.57%

Interest rates from 7.57% for clients borrowing over $50,000.00 and meeting the correct lending criteria.  We finance anything from business fit outs, airplanes, helicopters, plant and equipment, if it can be financed we have the knowledge and experience to find the best product.

 

Australian Operated

Auto Car Finance are proudly 100% Australian owned and operated.  Contact us today to speak to one of our local representatives.
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